🇨🇳

Destination country playbook

China

CN / CHN

Currency: CNY

Bank payout requirements

Details needed to pay a bank account in this destination.

Requirement	Requiredness	Payload path	Helper information
Bank BIC	Required	recipient.destination.bank.swiftBic	8 or 11 charactersPattern`^[A-Z]{4}CN[A-Z0-9]{2}([A-Z0-9]{3})?$`Creditor bank BIC is required for this payout profile.
Mainland China bank account	Required	recipient.destination.accountNumber	Mainland China does not use IBAN; local CNY payouts use the creditor's domestic bank account number.
Bank CNAPS identifier	Optional	recipient.destination.bank.clearingCode	12 digitsPattern`^[0-9]{12}$`CNAPS uses a 12-digit bank-branch member identifier to route domestic CNY payments to the creditor's bank branch.

Additional corridor requirements

Payment-data requirements that apply to this destination or the conditions shown for the individual requirement.

Requirement	Requiredness	Payload path	Helper information
Recipient identification	Required	recipient.identification.type recipient.identification.number	Provide the recipient's identification type and number for a bank payout into mainland China.
Trade evidence references	Required	supportingDocuments[]	Applies when: Transaction type: TradeInclude the applicable contract, invoice, customs declaration, or other evidence in the supporting documents.
Underlying trade reference	Required	reference	Applies when: Transaction type: TradeA cross-border RMB trade receipt must be attributable to the underlying trade transaction.